You can kit yourself out with reasonable protective gear, boots, gloves, pants, jacket for under $600 shopping around for specials. So stop making bullshit excuses and go get it before you end up dead. Go get insurance too at least if you have gear, while you're recovering in the hospital, the insurance can take care of the other person you put there. If you are still riding when you're 50, then you can stop paying it, as by then you may have half an idea what you are doing. The realities are that if knowledge of a bike is the size of our planet, your knowledge would fill a pin head. You don't even know what you don't know yet!


