Track bike insurance

2010zx6r · Post by **2010zx6r** » Fri Jun 22, 2012 3:13 pm

Looking at track bike insurance. My road bike is insured with Swann and told that only fire and theft but not covered when traveling on the trailer cause it's not a dirt bike WTF. And the want $65/month which is more than I pay for my road bike.

Any recommendations?

Thanks

ducati_paul · Post by **ducati_paul** » Fri Jun 22, 2012 4:18 pm

Shannon's used to insure for everything but road and track use, I think they call it "laid up" insurance, covers fire/theft and falling off trailers

fireyrob · Post by **fireyrob** » Fri Jun 22, 2012 4:42 pm

Like Paul said. Shannons cover mine but only bc they also cover a currently registered road bike. They also wanted pics of mine showing it without damage. QBE Western would be worth a call too

Jonno · Post by **Jonno** » Fri Jun 22, 2012 6:40 pm

Shannons cover my trackies for agreed value, unless I have them inside a Motorsport complex perimeter or the engine is running.

Depending on the bikes current value (and having a few policies), the 2007 ZX6R was about $165, 2011 ZX10R $225 per annum but I would have to check.

Gosling1 · Post by **Gosling1** » Fri Jun 22, 2012 7:26 pm

2010zx6r wrote:.....Looking at track bike insurance......

did you want it just for fire / theft ?

Because I am pretty sure that no insurance companies insure for track use.

2010zx6r · Post by **2010zx6r** » Fri Jun 22, 2012 7:49 pm

Gosling1 wrote:
2010zx6r wrote:.....Looking at track bike insurance......
did you want it just for fire / theft ?

Because I am pretty sure that no insurance companies insure for track use.

Not for track use. No one will give you that. I was just after fire, theft and when on trailer.

Swann wanted around $780 just for fire and theft. That's more than I pay for my 2010 zx6r. Didn't believe. He explained that due to no registration the bike can't be insured under a rating one. He went back several times to confirm with the underwriter. What a load of crap. I was expecting to pay no more than $250.

I'll try giving Shannon's a call.

Cheers guys

EDU · Post by **EDU** » Fri Jun 22, 2012 8:18 pm

Jonno wrote:Shannons cover my trackies for agreed value, unless I have them inside a Motorsport complex perimeter or the engine is running.

Depending on the bikes current value (and having a few policies), the 2007 ZX6R was about $165, 2011 ZX10R $225 per annum but I would have to check.

Do you need to have any other vehicles with them?? 'Cause for that price I might as well insure mine as well...

z900/zx9 · Post by **z900/zx9** » Fri Jun 22, 2012 8:24 pm

I am not sure but if your car is insured with shannons it covers all damages and possibly theft of anything attached to your car,included with your car policy.Yes Swann will insure your bike on the track but only if you are doing a course with a approved and licenced company that is approved by the government of your state.

Disco · Post by **Disco** » Fri Jun 22, 2012 8:26 pm

EDU wrote:
Jonno wrote:Shannons cover my trackies for agreed value, unless I have them inside a Motorsport complex perimeter or the engine is running.

Depending on the bikes current value (and having a few policies), the 2007 ZX6R was about $165, 2011 ZX10R $225 per annum but I would have to check.
Do you need to have any other vehicles with them?? 'Cause for that price I might as well insure mine as well...

AAMI will insure aswell as an unregistered vehicle My 07 trackie they would insure for $12,000 full comp for 1k a year or for $5,000 fire and theft for $300....There are options out there a vehicle dosnt have to be registered to be insured....

EDIT:My bike is not a stat or RRO.....

EDU · Post by **EDU** » Fri Jun 22, 2012 8:40 pm

Yeah, I'm pretty sure mine is a SWO... Could be RWO but I wouldn't bet on it.

Jonno · Post by **Jonno** » Fri Jun 22, 2012 8:54 pm

EDU wrote:
Do you need to have any other vehicles with them?? 'Cause for that price I might as well insure mine as well...

I dont know but it would be worth asking, but In my situation it probably helped alot considering I have multiple x multiple policies with them, they even insured a brand new dirtbike for free and then sent me a refund chq

fireyrob · Post by **fireyrob** » Fri Jun 22, 2012 9:01 pm

EDU wrote:
Jonno wrote:Shannons cover my trackies for agreed value, unless I have them inside a Motorsport complex perimeter or the engine is running.

Depending on the bikes current value (and having a few policies), the 2007 ZX6R was about $165, 2011 ZX10R $225 per annum but I would have to check.
Do you need to have any other vehicles with them?? 'Cause for that price I might as well insure mine as well...

A couple of years ago the answer was definately Yes. Worth a call though. Not sure about SWO or RRO as mine is neither.

2010zx6r · Post by **2010zx6r** » Mon Jun 25, 2012 4:36 pm

Gave Shannon's a call today. They quoted me around $325 for laid up cover on $6500 bike here in Vic. A lot better than Swann.

Glen · Post by **Glen** » Tue Jun 26, 2012 7:37 am

Pretty well covered already by the looks but Jardine Lloyd Thompson used to also do unregod insurance as did IC Frith. We've used Shannon's though for a while. Their pay by the month is also no more expensive than the full premium

Kawasaki Sportsbike Riders Club - Australia - Online Forum