Insurance for your enduro bikes :)

timmyrocks · Post by **timmyrocks** » Mon Mar 12, 2012 8:47 am

Hey guys I'm just wondering what everyone else has on their dirtbikes??

My situation, bike goona cost me about 6-7 thou (hopefully) so I was thinking of getting 3rd party fire and theft (pays up to $5000 for theft, so I will loose money of it gets stolen tomorrow but save money on the policy price.

If I go comprehensive then all is well with the world and I get full payment, also pay full price hehe. My main question the this is if you total your bike in the bush do they cover you?
E.g im riding the state forest and total my bike, do they cover you? Keeping in mind state forests are classed as roads

Cheers guys

Post by **robracer** » Mon Mar 12, 2012 8:55 am

Tim I am going fully comp for the first few years as its full bike replacement, & yes you are covered as its a public road.
for the sake of a few hundred dollars go Full comp, if its a rat bike or a shitter then go 3rd party

aardvark · Post by **aardvark** » Mon Mar 12, 2012 9:29 am

I have full comp through Swann. 300 bucks a year.

timmyrocks · Post by **timmyrocks** » Mon Mar 12, 2012 10:15 am

Cool, yeah full insurance for me is $550 which is awesome! But 3rd party fire n theft is like 180 lol. I was just wondering if they covered you out in the bush

as this bike will be used 95% on the dirt

Full comp all the way

Frank · Post by **Frank** » Mon Mar 12, 2012 10:17 am

I have full comp on my Burg through AAMI, $280, covers both dirt & motard setups plus another $1000 worth of gear.

Post by **Wattie** » Mon Mar 12, 2012 10:20 am

Frank wrote:I have full comp on my Burg through AAMI, $280, covers both dirt & motard setups plus another $1000 worth of gear.

whY?
you should just insure if with your house contents...
It never leaves the house.

Frank · Post by **Frank** » Mon Mar 12, 2012 12:04 pm

Wattie wrote:
Frank wrote:I have full comp on my Burg through AAMI, $280, covers both dirt & motard setups plus another $1000 worth of gear.
whY?
you should just insure if with your house contents...
It never leaves the house.

Fuck off Wattie, I was wondering how long it would take for to make a smart arsed comment on my post!

Frank · Post by **Frank** » Mon Mar 12, 2012 12:04 pm

Oppps forgot the smiley

Post by **Wattie** » Mon Mar 12, 2012 1:08 pm

Frank wrote:Oppps forgot the smiley

Lucky! I was typing an even further shit caning post.

Disco · Post by **Disco** » Mon Mar 12, 2012 4:52 pm

Frank wrote:I have full comp on my Burg through AAMI, $280, covers both dirt & motard setups plus another $1000 worth of gear.

What did it come from factory Frank? Or was it avaiable as both....Just wondering if you can get any enduro insured in motored trim....

Oh and I have full comp on mine was only like $500 for the year I think....

Post by **Wattie** » Mon Mar 12, 2012 5:30 pm

With gio I think you can choose wheels as modifications. They were pretty good

Frank · Post by **Frank** » Mon Mar 12, 2012 5:59 pm

Disco it was originally sold as a dirt (FE) but there was a motard (FS) as well. I was just lucky to get a set of factory wheels brakes and suspension.

Post by **robracer** » Mon Mar 12, 2012 7:56 pm

Frank wrote:Disco it was originally sold as a dirt (FE) but there was a motard (FS) as well. I was just lucky to get a set of factory wheels brakes and suspension.

So you got insurance, how about the rego? time to go riding FRANK!

Jonno · Post by **Jonno** » Mon Mar 12, 2012 9:26 pm

$165 each for the Huskys, full comp with Shannon's.

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