Motorcycle Tyre & Rim Protections

[BarraSpalding]

http://www.kawasaki.com.au/kawpublic_do ... ection.pdf

Key features & benefits:
Motorcycle Tyre & Rim Insurance provides cover for the
tyres and wheel rims on your motorcycle when you need
it most.
Coverage includes:
• 3 years of protection,
• no excess on claims, and
• towing to the nearest repairer or place of safety.
If any tyre is punctured or damaged by a pothole,
kerb, nail, screw, metal, glass, road debris or a blowout
we will:
• repair the tyre if it is repairable, or
• pay up to $350 to replace the tyre if it cannot be
repaired.
You can make up to two tyre replacement claims in any
twelve month period. Unlimited puncture repairs are
available under this policy.
If any wheel rim is cracked, warped and/or misshapen by
a pothole, kerb, nail, screw, metal, glass, road debris or a
blowout we will:
• pay up to $1,000 to repair the wheel rim if it is
repairable, or
• pay up to $1,000 to replace the wheel rim if it cannot
be repaired.
This insurance will only cover wheel rims that become
unroadworthy or fail to seal and you can make one claim
per 12 month period.
Making a claim is as easy as returning to your selling
dealer or ringing 1300 729 168 .

*Subject to the terms and conditions of the policy.

Has anyone had any experience with this? Is this a 'Seems too good to be true'? because at first look it seems a no-brainer to get it... throw a nail in my tyre when its getting old

[laidback]

Without looking at the fine print I would expect that tyre replacement would be pro-rata...tyre half worn then they pay half (what's left).

That's how warranty on new tyres used to work, and it's taken from the most worn part of the tyre.

[Jonno]

Team-moto offered this and it went no where years ago. Look harder at the fine print.

[philbo]

What is in the fine print am considering it.

[Strika]

It depends on how much they want for it and what you actually want from the cover. If you don't have NRMA/RACV/RACQ or whatever, then it might be worthwhile price depending, just for the towing and puncture repair side of things. I wouldn't buy it thinking I will be able to replace my worn tyres with new ones. Sure you will, but it will depend on what life is left in the tyre as to how much they pay. The wheel insurance is good, once again, depending on what they want for the policy. I've dinged a rim on almost every bike I have owned. The Rex has a massive one in the let hand side from a big bump I didn't see while cranked over a touch. So if it was not exxie, it might be worth it, especially if you use your bike a lot to commute, or do long tours solo.

[philbo]

420 for 3 years.
It's tempting but the brochure didn't have any info on the conditions. It really sounds too good to be true. Which is why I'm iffy bout doing it

[Strika]

420 for 3 years.
It's tempting but the brochure didn't have any info on the conditions. It really sounds too good to be true. Which is why I'm iffy bout doing it

Any insurance information should either include, or have a reference to the PDS or Product DIsclosure Statement. All the terms and conditions should be listed there. If not, just call the insurer and ask them questions, or email them to have a paper/electronic trail.

It's really common these days. It's tyre and wheel insurance put simply. Like any insurance policy, it has conditions. From what I have read, at least with the 4 wheeled stuff, if you have expensive wheels or tyres, or do a lot of cranked over klms, then it can be worthwhile. Mind, as I said, you have to weigh up the cost to benefit analysis for yourself, as you may purchase it for different reasons to other people. If you buy a new BMW with large wheels, you take it. A tyre can cost you $1000 or more sometimes. A wheel, I hate to think. But for $140 a year, how does that compare with RACV and the likes in terms of what you get?

It's not a dodgy product. It's been around for years and I have never seen a genuine claim be rejected in my viewings.