THE WANKER ISNT INSURED NOW THE PAIN REALLY STARTS

[rooster]

Just had the bad news confirmed that the arsehole who caused all my grief isn't insured and now the battle with the insurance company re the market value of the REX begins particularly as they say if it is written off they get the whole bike including the new additions and the parts that were replaced. Like I am going to let go of those Ohlins and the Kerker without a fight. Lesson here it is not worth saving a few dollars going from agreed value to market value particularly when you think it will never happen to you and that all individuals out there are covered for the problems they cause through their negligence. So I do the right thing and have cover and still get shafted while this oxygen thief gets away without having to pay for damage caused, and to think I was feeling sorry for him for his injuries. Not fucking happy at all

[Glen]

Yeah that's shit Eric but you'd still go after him wouldn't you, or your insurance company would.

[rooster]

Yeah that's shit Eric but you'd still go after him wouldn't you, or your insurance company would.

What's the point even though been charged with neg driving and agrees he was at fault it goes before a magistrate he agrees to the proper amount then says he gets to pay it off at $10 bucks a week.

[Wattie]

Yeah that's shit Eric but you'd still go after him wouldn't you, or your insurance company would.

What's the point even though been charged with neg driving and agrees he was at fault it goes before a magistrate he agrees to the proper amount then says he gets to pay it off at $10 bucks a week.

even if he dows only pay 10 bucks a week, drag his sorry arse through the paperwork and court. you'll be fine, go see legal aide. its free.

[waynemorgan]

Drag him through court! Stuff him - look what he's done to you!! What a total PITA for you tho

[rooster]

We have checked out all the angles and no matter what happens I am the one that will get burnt.

[Bogan]

Yeah that's shit Eric but you'd still go after him wouldn't you, or your insurance company would.

What's the point even though been charged with neg driving and agrees he was at fault it goes before a magistrate he agrees to the proper amount then says he gets to pay it off at $10 bucks a week.

Been there done that, had an acco that was my fault years ago. I wasn't insured and I was contacted directly by the insurance company and made an arrangement. I had to call in every month and they'd debit my credit card. Ended up making a deal to pay a lump sum that was about half what was owing after a considerable time on monthly payments.

Sounds to me like your beef is with the insurance company and their policies rather than the poor dude who wasn't paying attention and hit you by accident. If you have to be angry at someone make it the insurance company.

Best of luck.

[rooster]

Yeah it's a two way street though, I take responsibility for any damage I may cause by having all my vehicles comprehensively insured, yet you end up at the mercy of irresponsible cretins who when they cause damage couldn't care less cry poor me and get away with it, and yes I should have held out and made sure I had agreed value when the insurers changed and therfor share some of problem caused by having market value, but quite simply I am fed up with people who take no care and no resposibility, i.e. until thet recover from this idiot they will withold my excess from the amount they are paying me, it wasn't my fault yet I get penalised, everyone is entilted to their opinion on this one but I firmly believe it about time that we stopped playing nannas with people and went to making sure that those responsible paid their dues.

[Phil]

So, what is the value of an Ohlins & Kerker equipped ZRX then, I'd love MR Insurance company to tell me that.

Tip for all players - always have agree value and always list modifications on the poilicy and adjust as necessary. Thats why I got a fair price for the 9 (and could afford the zed and some mods)

[rooster]

Just waiting on the answer, and I well agree with your second statemetn as well

[Frank]

A friend of mine was in a similar situatiion with his car, he had it for 2 weeks before some twit in a brand new car ran up the back of him, his insurance co with held his $2000 excess till the prick started to pay back my friends insurance co, took him 18 months to sort out.

At the end of it all though Eric your insurance co should be the one chasing up this cretin for the their money after paying you out, that what we pay premiums for, you still may have to wait till you get your excess back but it won't be as bad as not getting any money.

If your insurance co has ritten off your bike do to an accident that was someone elses fault you could try buying the wreck back to get your bits back, depends how much they want if it's worth it or not though, really you should get to keep the bike anyway, but thats another aguement.

[scottyZRX]

Are they going to STAT it or Repairable?
Dapending who you are insured with you could cash settle less the salvage price & keep the bike.
If you have the original parts you are allowed to put them back on & they will come off the market value. If you leave them on they will(or should) work out the value of them at a 2nd hand price & add it to the market value.
I have been assessing for these pricks for a year now & PM'd you my number.
Give me a call if you need a hand.
I am leaving them next week & going back into the trade so I cant get in the shit for giving some advise.

[rooster]

Ta Scotty PM sent

[scottyZRX]

Ta Scotty PM sent

Rodger that.

[Phil]

As a guide, when I had the 9 written off the insurnace company rang and said I could by it off them if I wanted - for $4500 It was worth $3500 tops due to the fact it had 130K+ on the clock. I politefully declined their offer.