Credit card FRAUD,

[kaneg]

Well, this is what normally happens to other people...

Had a call on Sunday, it was a woman from the NAB telling me that we had some un-usually large sums spent on our credit card.
She gave me a couple of examples like ALL-PHONES $1900, JB HI-FI $2800 etc...
I said, hold the phone lady, do you mind if I put you onto my wife....she might knows a bit more about these things than me...
So, Joy got on only to learn that the reason she couldn't use the credit card a couple of hours earlier at the butcher for a couple of snags was , because all the available credit was used up, plus more.....

$15430 worth !!

Nor Joy or I have lost our cards ! We still have them today, but the imprint of it was used by some bastards to re-produce the card and then GO SHOPPING...

We will be sent a replacement new cards, but will have to pay the ballance before we will be re-imbursed plus the interest as well.
The inconvenience is however great, different automated payments attached to it, it's all have to be checked and changed...
At this stage we don't know the details or where the $s were spend, but in the next few days we'll find out more..

Has anything like that happened to anyone else ????

[Wattie]

god damm!!!

when i worked at BP, this lady came in with a stolen card, she onyl bought like chips and smokes and stuff...

$15 grand??????

[aardvark]

FARK!!!!!!!!!

But why do you have to pay the balance before they reimburse you? Sounds like a scam in itself. I'd contact the ombudsman and double check that one.

[timmyrocks]

thats a downer mate my parents had a similar thing happen to them but was only $3000 as it was a $5000 limit guys in tasmania done it and "supposably" caught lolz got to watch who you give your card to and numbers
mn $15000 that sucks i hope the bastards gets done for that and realises working for money is a better approach lolz
sad that this happens to even the best of us working folk
atleast the bank notified you of this and will have to resolve the situation so there not out of pocket
sorry to hear mate
cheers Tim

[JetPilot]

Bloody hell mate, thats sucks big time. Lucky the bank was onto it.
Nothing like thats happened to us, but Im always a bit weary.
Hope it all turns out good.

[mick_dundee]

FARK!!!!!!!!!

But why do you have to pay the balance before they reimburse you? Sounds like a scam in itself. I'd contact the ombudsman and double check that one.

definately sonds sus to me, no banker by any means but I thought they just reimbursed you then went after the thieves??

[mike-s]

Sounds pretty shithouse there, but from a narcistic view im guessing its so that the bastards can ensure that they minimise how much they loose </cynic>. Still, at least you found out about it, the one thing i dislike in all this is how you can be liable for all charges before the fraud is detected. I can undersand you never having guessed wtf was up, especially as you've gotten your card cloned as opposed to pinched.

Personally i'd flick the NAB after that, given how much they've jacked interest rates up above the federal reserve.
<- currently awaiting application approval from sydney crdit union to move cc across to them from St George. Might go see 'em tomorrow

[Smitty]

Has anything like that happened to anyone else ????

yeah
cupla years ago..got a phone call from Amex
my card limit has been breached
with purchases in HongKong

had I been in HK recently.. given i had local purchases at the same time?
ummm no...can't be in 2 places at once

Amex said..OK..yr new card is in the mail
we will deal with the 'unusual' purchases
also
We note you have no standing payments on your Amex
so the new card will be usable straight away
..DO NOT use yr old one until the new one arrives

New one arrived..never heard another thing


hth

Smitty

[robracer]

At work someone had taped into our online facilities... turns out our acountant's log in was used
& some weird ammounts were taken out over 3 days it went like this $3417.16 one morning then $6152 in the arvo & the next day a few more grand before I shut down the account & farkin freaked.
The commonwealth Bank to their credit bent over backwards for me to sort it out & within 2 weeks had been reimbursed the full ammount withdrawn etc, turns out is was some bird in Tasmania, but unfortunatley they do not release any details about who when where what... farkers ...only found out the tassy bit by pleading with my branch manager for a titbit

The hassle was to change accounts & with so many customers paying on line, I had to keep the original account open for a year to accept deposits (but no withdrawals without my consent ) before the full changeover could ocour

[Tack]

my card limit has been breached
with purchases in HongKong

So what pieces of bling did you buy and why couldn't you tell the wife!!

[Smitty]

my card limit has been breached
with purchases in HongKong

So what pieces of bling did you buy and why couldn't you tell the wife!!

sorry Brad
what brought it all unstuck was..my purchase of some brackets in Bunnings Moorabbin
apparently around 5 mins before the HK purchase of something electrical and expensive

no bling ...this time

[aardvark]

HK purchase of something electrical and expensive

Hang on, I thought the idea of buying electrical goods in HK was because it isn't expensive...

[HemiDuty]

Man 15k is pretty full on!

I was working in a guitar shop once and some dude made a couple of purchases to around 2k from memory with a stolen card (actually 2 cards I think). Anyway it turns out I was the last in a line of purchases he had made, and I don't think any of them got their money back, but did get stock back where possible. But get this - one of the purchases was a hooker! Dunno how you can get that 'stock' back....



Hemiduty = Drmsby Middleton

[MrWasabi]

good luck getting the money back in a hurry. Same thing happened to my card, i hadnt lost it but someone was using it.
They only purchased a airplane ticket in London with it which cost about $300.
just under a year later without hearing from the bank and thinking that i would never see that money again, bang they credit me the money and not say a word...

I also was a victim of loan fraud. Someone applied for a 20K loan under my name, and i got a call from the nab asking me when i was going to make payments...
err, excuse me...who are you?
several months and lots of statutory declarations and telephone calls later, i haven't heard back from the bank and they haven't harassed me for the money again.

don't know how they got almost all of my details correct...goes to show, you cant be too careful, if they want to get you, they will

[MiG]

Hang on, I thought the idea of buying electrical goods in HK was because it isn't expensive...

I was pretty disappointed by the prices of photographic equipment in Hong Kong. They weren't any better than what you could get here from grey importers.