Insurance Qoutes are in (almost)

Glen · Post by **Glen** » Thu Mar 16, 2006 3:10 pm

OK competetition is fierce for the privilege of insuring the ZX10. I've gone probably about as far as I am going to go as one competitor stands so far ahead of the rest it aint funny.

Parameters are

43yo male
2005 ZX10
Garaged
Occasional Use ie no commuting
Insured for $17000
Akra exhaust
$500 excess
Licensed 25 years, Maximum No claim, No accidents, good record

1. NRMA $1971.21 per year.

2. GIO Not interested Max no claim in NSW is 20% on bikes. Said "it's not worth quoting we will be too expensive"

3 QBE $942. Reduce to $853 if I am the only rider covered

4 Arista Haven't got my renewal yet but was $750 last year so am expecting it to go up (more on this later)

5. Shannons $638 per year. For this I get riding gear covered up to $3000 (max $1000 each piece, two piece leathers being two pieces) plus a hire vehicle for 14 days if bike is pinched.

The bloke I spoke to rode a bike, knew bikes extremely well, knew what an Akra was and the difference between a full sytstem and a slip on,chatted on the phone for about half an hour and was clearly fairly passionate about bikes.

Now something he told me which someone might be able to verify. If your insurer doesn't send you your renewal by 14 days before the expiry of your policy your next years insurance is free. He actually said this to let me know that if I don't get my renewal in the next week to stick with my current insurer for a year and then switch across. I'm sure this isn't going to happen but it was pretty cool of him to let me know.

So there you go, on top of this I know they handle their claims well and am fairly confident they will be a good call.

So it's Shannons for me by the looks.

MickLC · Post by **MickLC** » Thu Mar 16, 2006 3:14 pm

At least they will insure the 10...I wasn't sure they would. Still no daily use yet though :evil:

red_dave · Post by **red_dave** » Thu Mar 16, 2006 3:21 pm

Fark... That's cheaper than my 6. :evil:

But then again.. I'm much younger, better looking and did recently ride my bike into on-coming traffic...

Good work Glen

Glen · Post by **Glen** » Thu Mar 16, 2006 3:34 pm

I guess they pick their targets Mick and give you a good rate if you fall within the right criteria. Occasional use is pretty high up on their list I think. Being an old fart's probably not bad either.

The guy asked what bikes I'd had previously to establish whether I'd had a mid life crisis and bought a 10 or whether I'd had a few bikes before which was good I thought.

He didn't ask me which side of the road I use though Dave so you might want to give thema shot :wink:

z900/zx9 · Post by **z900/zx9** » Thu Mar 16, 2006 4:12 pm

Thats about $60.00 cheaper than my zx9 2002 ,is that price for everyday riding or limited k's

ZX10R King · Post by **ZX10R King** » Thu Mar 16, 2006 4:31 pm

z900/zx9 wrote:Thats about $60.00 cheaper than my zx9 2002 ,is that price for everyday riding or limited k's

Parameters are

43yo male
2005 ZX10
Garaged
Occasional Use ie no commuting
Insured for $17000
Akra exhaust
$500 excess
Licensed 25 years, Maximum No claim, No accidents, good record

Now, i can give you the name of a good opthalmologist :lol:

z900/zx9 · Post by **z900/zx9** » Thu Mar 16, 2006 4:34 pm

So did you sell the zx9 ??? .

ZX10R King · Post by **ZX10R King** » Thu Mar 16, 2006 4:36 pm

ummm, no, didn't know I was going to

z900/zx9 · Post by **z900/zx9** » Thu Mar 16, 2006 4:38 pm

Wanna sell your :shock:

screen

ZX10R King · Post by **ZX10R King** » Thu Mar 16, 2006 4:39 pm

z900/zx9 wrote:Wanna sell your screen

Which, the old one?

Glen · Post by **Glen** » Mon Mar 20, 2006 7:18 am

OK back to insurance you lot

Got my renewal from Arista on Friday (just outside the 14 days, bugger).
My premium last year was $750. My circumstances haven't changed a cracker this year and I haven't been a party to any claims.

Premium this year $1215 :shock:

I'll ring them this morning with the " How can this be?" question.

Looks like I'll be insuring my Gogomobike with Shannons

Stereo · Post by **Stereo** » Mon Mar 20, 2006 8:24 am

Glen wrote:OK back to insurance you lot

Got my renewal from Arista on Friday (just outside the 14 days, bugger).
My premium last year was $750. My circumstances haven't changed a cracker this year and I haven't been a party to any claims.

Premium this year $1215

I'll ring them this morning with the " How can this be?" question.

Looks like I'll be insuring my Gogomobike with Shannons

I was with Swann for 5 years before I realised my premium had not dropped significantly ....

mitch179 · Post by **mitch179** » Mon Mar 20, 2006 8:31 am

try being 21, i was quoted around 3000 - 3200 a year to insure my 636

who the hell can afford that ?

Kishy · Post by **Kishy** » Mon Mar 20, 2006 8:53 am

Gawd dam

Glen · Post by **Glen** » Mon Mar 20, 2006 9:06 am

Just rang to query the increase.

They have changed underwriters to a mob called Calliden and unfortunately that's my new premium.

So there you have it.