Grey Ghost wrote:Considering I got a very decent payout from an accident on my ZX7R while on my P's (and the police knew) I would have to disagree. My licence was never an issue.
Knew someone was going to pull me up on this.. Honestly, i'm just going off what i have found out by reading and asking questions here, i have no first hand experience apart from last time i was caught the police weren't much in the friendly mood. However it sounds like you were pretty lucky then mate. As i said, no idea about other states, but once again in NSW at least you are pretty well screwwed. PDS of both shannons and insuremyride state that if you arent lisenced for the bike you ride, then "you may not be insured". However, i think theft is a different issue as you can own a bike without a license for it.
See page 38 of the insuremyride PDS -
You are not covered if....
2. your bike was being ridden by a rider who was
unlicensed and had your permission to ride your bike.
and also the FAQ section
http://www.insuremyride.com.au/help/faq.aspQ. Am I covered if I ride a bike that I'm not legally licenced to ride?
A. No, you may not be covered if you are not licenced to ride that bike.
Grey Ghost wrote:And unless its changed, it was only a $300 fine, nothing else at the time (2004)
Sometimes i hate you Queensland guys.. seriously.. your laws seem a lot more reasonable than ours.
http://www.rta.nsw.gov.au/rulesregulati ... ences.html. Here it is in our serious offences, which generally warrant possible suspension plus in this case a $405 fine. Plus let's be realistic, is he wearing his p plates on the bigger bike? chances are no, so there goes another $186 and 2 - 3 points.
Oh, and not sure how they enforce this but according to the law:
303. Variation, suspension or cancellation of driver
licence or permit
(1) The Corporation may vary, suspend or cancel a
person's driver licence or learner permit if it
appears to the Corporation that�
(i) the person has failed to comply with a
condition of the licence or permit; or
which leads to the next fun part with insurance...
Q. Can I get insurance if I've lost my licence?
A. No, we do not offer insurance to riders that have had their licence cancelled or suspended within the last 5 years.
I'm really not sure how they decide to apply a suspension or not, but once again, i wouldnt take the risk. The suspension period, plus another 12 months on a restricted license wouldnt be much fun.