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Does your contents insurance cover bikes?
Posted: Tue Mar 22, 2011 3:12 pm
by Blurr
As the title states.
If so who you with?
Recently changed mine to the new address and just double checked and they dont cover my race bike.
Will cancel this policy and go with someone that does but thought I would ask first
Re: Does your contents insurance cover bikes?
Posted: Tue Mar 22, 2011 3:17 pm
by Glen
We're with AAMI and no they don't cover any of the bikes. Some will cover tiny kids bikes ie PeeWees etc. I've heard someone does include cover for unregistered bikes though but I'm not sure who. I would think the cover might be shit though. I've got the tracky's with Shannons for about $130 a year
Re: Does your contents insurance cover bikes?
Posted: Tue Mar 22, 2011 3:44 pm
by Disco
No I asked about it when I bought the 6 back.....Although AAMI was willing to insure it full comp only against theft for 12k
...or 5k fire and theft even though it is not regitered
Re: Does your contents insurance cover bikes?
Posted: Tue Mar 22, 2011 4:06 pm
by Wattie
i thought you could nominate it as a listed item.
but you of course pay extra to cover it, probably similar to having a standalone policy.
Re: Does your contents insurance cover bikes?
Posted: Tue Mar 22, 2011 4:11 pm
by laidback
My NRMA contents covers MV/MC parts but not whole unregistered bike.
Re: Does your contents insurance cover bikes?
Posted: Tue Mar 22, 2011 4:36 pm
by Blurr
Wattie wrote:i thought you could nominate it as a listed item.
but you of course pay extra to cover it, probably similar to having a standalone policy.
so did I but was told no today
Re: Does your contents insurance cover bikes?
Posted: Tue Mar 22, 2011 5:23 pm
by Sulli
laidback1952 wrote:My NRMA contents covers MV/MC parts but not whole unregistered bike.
so if the bikes is in pieces ? you are covered ? if so how far does it have to be apart
Re: Does your contents insurance cover bikes?
Posted: Tue Mar 22, 2011 5:59 pm
by laidback
Sulli wrote:laidback1952 wrote:My NRMA contents covers MV/MC parts but not whole unregistered bike.
so if the bikes is in pieces ? you are covered ? if so how far does it have to be apart
Only covered for accessories, equipment or spares only so not disassembled bike. All my spares are for my roady not my tracky.
Re: Does your contents insurance cover bikes?
Posted: Tue Mar 22, 2011 6:34 pm
by Sulli
so what happens if you have a "spares bike "
Re: Does your contents insurance cover bikes?
Posted: Tue Mar 22, 2011 8:37 pm
by matchan
laidback1952 wrote:My NRMA contents covers MV/MC parts but not whole unregistered bike.
Hi John, are you sure?
Di (my lovely better half) has both mine insured with NRMA as a nominated portable valuable on our NRMA contents policy. They are insured for fire/theft while in the garage (or self storage) as well as in transit to/from the track.
Cheers
Matt
Re: Does your contents insurance cover bikes?
Posted: Tue Mar 22, 2011 8:48 pm
by laidback
matchan wrote:laidback1952 wrote:My NRMA contents covers MV/MC parts but not whole unregistered bike.
Hi John, are you sure?
Di (my lovely better half) has both mine insured with NRMA as a nominated portable valuable on our NRMA contents policy. They are insured for fire/theft while in the garage (or self storage) as well as in transit to/from the track.
Cheers
Matt
Thanks, have to check that out mate. There are so many options so you just have to know the questions to ask.
Re: Does your contents insurance cover bikes?
Posted: Thu Mar 24, 2011 10:33 am
by fireyrob
matchan wrote:laidback1952 wrote:My NRMA contents covers MV/MC parts but not whole unregistered bike.
Hi John, are you sure?
Di (my lovely better half) has both mine insured with NRMA as a nominated portable valuable on our NRMA contents policy. They are insured for fire/theft while in the garage (or self storage) as well as in transit to/from the track.
Cheers
Matt
When I enquired NRMA said firmly No to it despite having varying policies over a few years. Maybe its got to do with postcode? I have no idea really and I worked for an insurance broker for 2 years. Didnt pay too much attention obviously
As such I went with Glen's option of Shannons which is fine cause I also have the roady with them
Re: Does your contents insurance cover bikes?
Posted: Thu Mar 24, 2011 10:54 am
by MrWasabi
so what does $130 a year with Shannons get you?
Re: Does your contents insurance cover bikes?
Posted: Thu Mar 24, 2011 11:10 am
by Naked Twin
Couldn't you just list it as a $6000 diamond ring
Re: Does your contents insurance cover bikes?
Posted: Thu Apr 07, 2011 3:10 pm
by matchan
fireyrob wrote:matchan wrote:
Di (my lovely better half) has both mine insured with NRMA as a nominated portable valuable on our NRMA contents policy. They are insured for fire/theft while in the garage (or self storage) as well as in transit to/from the track.
Cheers
Matt
When I enquired NRMA said firmly No to it despite having varying policies over a few years. Maybe its got to do with postcode? I have no idea really and I worked for an insurance broker for 2 years. Didnt pay too much attention obviously
As such I went with Glen's option of Shannons which is fine cause I also have the roady with them
Hi Folks, just wanted to drag this one back up.
We're in the process of moving and just going through insurances and checking options for places that are on our short list, and it seems that NRMA DO NOT COVER unregistered track bikes under contents. I have had my original track bike listed on the policy as listed transportable valualble for the last 3 years and the more recent one for about 6 months, god knows what they thought a Kawasaki ZX6R motorcycle was (if not a motorcycle).
Anyways, off to contact Shannons.
Phark!