Kawasaki Sportsbike Riders Club - Australia - Online Forum

Done your insurance yet? Only takes a phone call. Or ten minutes on the web. You've spent more time than that one here this arvo!!

insurance im letting dad deal with it as i don't quiet understand it i have passed on the info given here to me on to him

So.. your old man has had the same amount of time as you would have had surely?????? Has he sorted it yet? It's a phone call FFS! Got your gear yet? Otherwise you're just not serious and will be lumped into the "tried it once but couldn't cut a lap record on day one so gave it up" basket!

C'mon Bro..........make it happen!

After going through all these pages on this thread, ive come to the conclusion ive missed out on some funny ass "debates"

like

I am wondering about this so called thread..............very suspect me thinks. Is there a reference to a Brendan or something??????????????

TyM2Go wrote:insurance im letting dad deal with it as i don't quiet understand it i have passed on the info given here to me on to him

Just curiously, how old are you fitzy?
Because I would've thought if you're old enough to have a bike licence and own a bike, you're old enough to figure out insurance. There's really not much to figure out, dude. I can't believe you don't have enough self-respect to be embarrassed at admitting you don't understand insurance and fobbing it off on your dad - how do you think we all figured it out? Newsflash - we weren't born knowing all about insurance. We read stuff, researched stuff, asked questions, etc.

Here's some free info for you to think about what you think you need. They are ranked from cheapest to most expensive type to insurance

1) Compulsory 3rd party
This insurance you have to get as part of your rego. You have this if your bike is registered. It covers other people's medical stuff if you hit them

2) Third party property
This is insurance so that if you hit something expensive, the insurance pays the tab. This means you aren't having your wages garnished forever, to pay off that Ferarri you ran into when you didn't understand what counter-steering was. It covers other people's property. It might save you from being beaten up when you run into someone's pride and joy bike and can't afford to fix it

3) Third party property, fire & theft
Not all insurance companies offer this, but this is the same as (2), plus you are also insured if your bike is stolen or is in a fire. That means if someone steals your bike, you get a cheque with the value you and the insurance agreed to (or market value)

4) Comprehensive
This is a lot more expensive than the others. This will insure you no matter what happens (subject to the terms of the policy - i.e, not riding drunk, not lying to them about your history, etc). So if you're riding down the street and get target fixation on that Ferrari, your insurance will fix (or pay out) for your bike and also fix (or pay out) the Ferrari owner, saving you a lot of grief.

Just be aware that insurance doesn't 'make everything how it was', it just minimises your costs. So, you may have to pay the first $1000 if that's your excess, for example. And for young riders with bad history, often comprehensive isn't worth it. But you won't know until you find out, so why don't you do a few online quotes for one or two of the above options.

Or are you going to be asking your daddy to do your insurance when you're 40? Seriously, you're going to have to figure this out at some point, so why not now?

dads been busy so its back to me and after that brief info on what's what ill give them a call today and as for gear the warehouse wont be open to "public" until sat so i got my gear for now only missing shoes

thanks for that cath and yea i felt stupid asking about what insurance is so i passed it on to my dad but its back on me now so yea thanks once again
cheers

Hey Fitzy, Bike gear warehouse doesn't keep a good range in boots. You would be better off checking out some local bike shops.
Check these few out online before you go and try them on in store......

http://www.hillsmotorcycles.com.au/
http://www.actionmc.com.au/
http://mcas.com.au/pw/
http://www.bikebiz.com.au/

You should have a discount card for Bikebiz if that's where you got your bike from.

all i can say fitzy any insurance is better than none. Lol my mate was stupid enough to drive his new car without any and crashed into a car some chick had just bought BRAND NEW and was showing her mate lol wrote it off. Cause he had no insurance he had to by her a new car lol. tho it was sorta funny seeing that stuck up chick/ dadies girl have her car crashed right in front of her n listen to her cry. i know thats mean but she woulda crashed it soon afterwards anyways.....shes a bad driver

na its not sad ran into one of these stupid bitches today turned into my lane almost smashing me without indicated some women cant drive for shit, typical blondes

thanks for that smithy went to Campbelltown motorcycles and bike biz apparently they don't have "wide fit shoes" which i need since i got a wide foot apparently Joe rocket used to make them but not any more

Mate, you wouldn't see which way my wife went on a bike, or in a car, so I would be careful saying people can't drive for shit just because they are women, or blonde. Once you have spent a couple of years riding bikes, you will realise there are heaps of drivers on the road are incompetent, unskilled and ignorant. They can be old, young, male or female; as stupidity doesn't limit itself to one race, gender or age. At your age and living in the big city, I would bet your own driving skill would be quite poor unless you have undertaken some form of advanced driver training or competed in some form of Motorsport, yet you show a lot of confidence in your own ability. They say ignorance is bliss and that's where this confidence comes from in young people, because (as Strika said) you do not know how much you don't know yet.

Reading your posts makes me think of the story of the old bull and the young bull standing on the hill looking over the heard of cows and sadly that makes me realise I'm getting old.

At the very least you have the honour of the longest friggin newby introduction thread in HISTORY!

true that ey
and yea i know people can drive and make mistakes but if your checking your hair in the mirror while driving clearing you shouldnt be driving and yes that old bull young bull made me laugh to

I drive a truck and large machinery down the road I don't think any cage drivers are competent.