Thu Jan 01, 2009 7:51 pm
Thu Jan 01, 2009 7:51 pm
Fri Jan 02, 2009 7:29 am
Fri Jan 02, 2009 8:32 am
Fri Jan 02, 2009 5:21 pm
ducati_paul wrote:Presuming you're insured (you still haven't said) I wouldn't even bother with ringing the bus company, just ring your Insurance company with all the witness details and let them sort it out, check your policy, it'll probably say your entitled to a new bike anyway given its age!
Fri Jan 02, 2009 10:22 pm
Fri Jan 02, 2009 10:30 pm
Fri Jan 02, 2009 10:36 pm
Sat Jan 03, 2009 1:12 pm
mike-s wrote:ducati_paul wrote:Presuming you're insured (you still haven't said) I wouldn't even bother with ringing the bus company, just ring your Insurance company with all the witness details and let them sort it out, check your policy, it'll probably say your entitled to a new bike anyway given its age!
Listen to the man, also, failing having comprehensive, do you have 3rd party property? if so, you'll be covered up to a cost of 5k or so for damage to your vehicle, which would cover replacing plastics, muffler, seat, indicators, tank (if god forbid that got scratched) and a host of other things. But you wouldn't have a "new bike" clause in your policy if it was just 3pp.
Sat Jan 03, 2009 2:02 pm
Phil wrote:mike-s wrote:ducati_paul wrote:Presuming you're insured (you still haven't said) I wouldn't even bother with ringing the bus company, just ring your Insurance company with all the witness details and let them sort it out, check your policy, it'll probably say your entitled to a new bike anyway given its age!
Listen to the man, also, failing having comprehensive, do you have 3rd party property? if so, you'll be covered up to a cost of 5k or so for damage to your vehicle, which would cover replacing plastics, muffler, seat, indicators, tank (if god forbid that got scratched) and a host of other things. But you wouldn't have a "new bike" clause in your policy if it was just 3pp.
You sure bout that Mike, I was always of the impression "Third Party Property" is for the damage your bike causes to others......
Sat Jan 03, 2009 6:12 pm
Sun Jan 04, 2009 12:03 am
Phil wrote:You sure bout that Mike, I was always of the impression "Third Party Property" is for the damage your bike causes to others......
This also extends to if you have someones details and they refuse to cover damage to your vehicle via their insurer. Also r.e. "no parking area", its a private carpark so it shouldn't matter if "no parking" was specified or not, the twit in the bus still didn't take due care and hit his bike.NRMA Car Insurance wrote:: Third Party Property Damage Insurance
NRMA car insurance's third party property damage insurance policy covers damages to other person's car or property but doesn't cover damages to your own car. The policy also provides you with uninsured motorist damage cover in an event that a car accident is the fault of uninsured motorist and you have their details.
Sun Jan 04, 2009 9:32 am
Also r.e. "no parking area", its a private carpark so it shouldn't matter if "no parking" was specified or not, the twit in the bus still didn't take due care and hit HER bike.
Sun Jan 04, 2009 9:44 am
Sun Jan 04, 2009 10:00 am
Oh well look like you have to go through break-in again
How did you go with your liceince have you got it yet?