QBE Insurance

[Jube]

QBE are barsards to deal with have only just chilled enough to write this without thowing the damn puter off the desk. Crashed my ZX9 it was insured with an agreed value of $6K repair quote came to $4K so I offered to contribute $2K in a vain attempt to stop them writing it off. After nil negotiating from these ppl and no common sense shown I rang them and cancelled the insurance and voided the claim. Now I got a worse for wear '95 Zx9 to repair out of my pocket. Any one with a black,purpleand green top or left side fairing Please contact me.

[mrmina]

Mina - so much I want to say but I'm too polite, luckily Shifty is too.

mate say it... i aint gonna get cut.

i've just been done over and to me it seem they did all they can to get out of paying

[MickLC]

OK then Mina, I don't think your one bad experience is enough justification to tell someone who works in the industry, and obviously knows a lot more about it than you, that they should "stop talking shit".

[mrmina]

fair enough

[samhasa636]

It's a legal contract for fark's sake. If you follow the policy to the letter then they follow the policy to the letter. You don't play ball, they don't play ball... simple as that.

Shifty. Excellent contribution to this forum. Perhaps you can shed some light on an issue I have with Insurance, one I believe is very important.

Since you make the point above perhaps you can explain to me why it is impossible to view (in any form) a copy of the policy. I am not talking about the small booklet now called (presumably for legal reasons) a Product Disclosure Statement.

I called my insurer and asked to have a copy of the policy sent to me, or at the very least an online resource where I could view that policy. The repsonse was less than comforting. Apparently the policy does not exist, I can't be sent a copy because of its sheer size (clearly, not the PDS).

With that in mind, how can I possibly be expected to follow a policy to the letter if, even after a direct request, the policy cannot be provided.

I honestly believe its the fine details in the policy which are the most important.

So what's the story?

PS.
Despite my gripes with insurance I also believe it is a necessary evil. I have always had it, and I expect I always will.