Insurance for your enduro bikes :)

Hey guys I'm just wondering what everyone else has on their dirtbikes??
My situation, bike goona cost me about 6-7 thou (hopefully) so I was thinking of getting 3rd party fire and theft (pays up to $5000 for theft, so I will loose money of it gets stolen tomorrow but save money on the policy price.
If I go comprehensive then all is well with the world and I get full payment, also pay full price hehe. My main question the this is if you total your bike in the bush do they cover you?
E.g im riding the state forest and total my bike, do they cover you? Keeping in mind state forests are classed as roads
Cheers guys
My situation, bike goona cost me about 6-7 thou (hopefully) so I was thinking of getting 3rd party fire and theft (pays up to $5000 for theft, so I will loose money of it gets stolen tomorrow but save money on the policy price.
If I go comprehensive then all is well with the world and I get full payment, also pay full price hehe. My main question the this is if you total your bike in the bush do they cover you?
E.g im riding the state forest and total my bike, do they cover you? Keeping in mind state forests are classed as roads

Cheers guys
