everyone is saying the right thing about insurance but heres a really good reason not to buy just yet.
if you have money in the bank then wait a while and keep your eye out on ebay and bikesales. specially ebay as people who want to sell in a hurry often list on ebay. almost every few weeks there is a bike listed that needs to be sold in a hurry and is a few grand cheaper. you can save a few grand or probably buy a newer bike. just wait around and you will get an incredible deal. i got both my bikes off ebay and both were deals that saved me about 5 g between them

