overheating?

Hi folks,not sure if this should be in the tech talk forum,but seem to be having probs with my z 750.temp gauge read 104 degrees yesterday in slow moving traffic and seems to stay around high 80s on open roads.there was no sign of the fan coming on,from what I could hear anyway,would the termostat be buggered?no warning lights came on and the water pipes were nt that hot to touch when I pulled over. its prob a fault somewhere with the fan?all wires seem to be in place too.cheers