Clutch not disengaging - why?

I've just got home from a weekend trip to Lakes Entrance and back, and most of the way home the clutch has been playing silly buggers. Hard to get the bike into neutral, hard to change down gears, and it's not disengaging the drive (sitting there at lights with lever pulled in and the bike moves).
Might it need:
A top up and a bleed,
A top up,
A bleed,
A leak fixed?
I know it's hard to diagnose over the internet but has anyone got any bright ideas?
The lever doesn't pull in anywhere near as much as I'd like either, what else can go wrong with clutches that I can check?
Cheers.
Might it need:
A top up and a bleed,
A top up,
A bleed,
A leak fixed?
I know it's hard to diagnose over the internet but has anyone got any bright ideas?
The lever doesn't pull in anywhere near as much as I'd like either, what else can go wrong with clutches that I can check?
Cheers.