Insurance Question

Looking at this page they say they cannot insure..... and one of the criteria is "any riders have lost their licence in the last 5 years, or", do i assume they are referring to people whos license has been suspended for whatever time period? i think so, but there could be a bit of difference on the interpretation and nothing was mentioned in their PDS (hey im sure im not able to use them cause of my 3 month susp, but asking cant make it any worse).